I’m Dan Wilcox, a State Farm Team Member. Life and health coverage shouldn’t be confusing or high-pressure. I partner with individuals, growing families, and local professionals to design clear, reliable insurance policies backed by the nation’s premier insurer.
Carrier Strength
Backed by State Farm
Policy Focus
Life & Health Only
Service Style
1-on-1 Guidance
Life & Health Specialist
“A good life insurance policy isn’t just numbers on a page. It’s making sure your mortgage is paid, your children’s education is secured, and your family has the breathing room to grieve without financial panic.”
Whether you need straightforward coverage during your peak earning years or permanent protection that creates lifelong legacy, we have options built for you.
Affordable, reliable financial protection for a specific window of time (10, 20, or 30 years). Ideal for covering your mortgage balance, child-rearing years, and income replacement.
Guaranteed lifelong coverage that never expires as long as premiums are paid. Builds tax-deferred cash value you can borrow against over time for opportunities or emergencies.
Flexible premium payments and adjustable death benefits for clients whose financial situations or goals adapt as their families and business ventures grow.
What happens if an unexpected illness, accident, or prolonged medical event stops you from working? Regular health insurance pays hospitals and doctors—it doesn’t replace your paycheck, pay rent, or fund groceries.
Provides regular monthly benefits if you cannot work due to a covered injury or sickness, keeping household bills current.
Helps offset out-of-pocket deductibles, copays, and non-covered recovery costs when you’re hospitalized or facing serious care.
Personalized consultation to review coverage gaps, employer policy limitations, and independent coverage needs.
Most people believe worker's compensation will cover them, but over 90% of long-term disabilities are caused by ordinary illnesses (such as heart conditions, cancer, or musculoskeletal disorders), not workplace accidents.
Use this simple baseline estimator to calculate your family’s target coverage number, then speak with Dan to refine policy options.
*This calculator provides a general illustration for educational purposes and is not a financial guarantee or formal quote.
Based on your inputs, this amount covers immediate obligations and replaces your income so your loved ones don't face sudden financial hardship.
No 1-800 call center maze: When you have questions about beneficiaries, life milestones, or policy changes, you connect directly with a dedicated professional who knows your file.
Financial clarity: Life and health policies are full of industry jargon. Dan’s responsibility is to translate complicated fine print into simple, honest trade-offs.
Claims advocacy: When life gets difficult, having a real team member in your corner makes the paperwork and claims process straightforward and humane.
As a State Farm Team Member specializing strictly in life and health products, Dan Wilcox focuses on the two areas that impact families most when the unexpected happens.
Whether you are welcoming a newborn, purchasing your first home, launching a small business, or re-evaluating the group life policy you have through work, Dan takes the time to assess where you stand and what gaps need closing.
Workplace group life policies are a great benefit, but they typically only offer 1x or 2x your annual salary—which rarely covers a mortgage or long-term family expenses. Most importantly, group life insurance generally ends the day you leave or change employers. Having your own personal policy ensures coverage stays active regardless of job transitions.
When you buy online, you're on your own if an underwriting issue arises, when you want to convert term to permanent, or when your family needs to file a claim. Dan provides personalized consultation, helps you calculate accurate coverage, and serves as your continuous contact backed by the financial strength of State Farm.
Not always! State Farm offers multiple policy types and coverage tiers that may qualify for simplified underwriting without a physical medical examination, depending on your age, coverage amount, and medical history. Dan will guide you to the policy that fits your profile best.
In addition to life products, we offer Disability Income Insurance (to replace wages if an injury or illness prevents you from working), Supplemental Hospital Income, and specific medical coverage options tailored to state regulations and individual needs.
Whether you want a straightforward quote on term life, need to safeguard your income with disability coverage, or just want a second set of eyes on an existing policy, Dan is ready to assist.
Direct Phone
Direct Email
Consultation Hours
Mon–Fri, 9am–5pm
Evenings & Weekends by Appointment
Fill out this quick form and Dan will contact you directly at your preferred time.
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